2022年北京bobapp社保
养老退休人为盘算要领
BEIJINGSHITUIXIURENWEIPANSUANYAOLING
BEIJINGZUOWEIWOGUODEDOUCHENG，SHITIANXIAJINGJIZHENGZHIDEZHONGXINDOUHUI。ZAIBEIJINGRENZHITUIXIUHOU，TUIXIURENWEIGAIZENYANGPANSUAN。2016NIANZHONGXUNBEIJINGSHIDANGJUGONGBAOXUANBULE《BEIJINGSHIGOUZAOQIJIDANYUANSHIQINGZHIYUANYANGLAObob手机app保险 ZHIDUGEXINSHIXINGYAOLING》。XIAMIANJIUWEININJIESHAOBEIJINGSHITUIXIURENWEIPANSUANYAOLING。
一、根本原则
GENJUSHEHUITONGCHOUYUXIAOWOSIJIAZHANGHUXIANGLIANHE、QUANLIYURENWUXIANGDUIYING、GONGZHENGYUFUCONGXIANGLIANHEDEYUANZE，DAOCHANGQIYEZHIGONGGENBENYANGLAObob手机app保险 DEZHONGZHONGZHIYUAN(YIXIAJIANCHENGCANBAOZHIYUAN)，DAODAHUADINGDETUIXIUNIANSHI，JIAOFEINIANXIAN(HANSHITONGJIAOFEINIANXIAN，XIATONG)LEIJIMAN15NIANDE，ANHUADINGGUANLITUIXIUSHOUXUHOU，KECONGGUANLITUIXIUSHOUXUHOUDEXIAYUEQIANYUELINGQUGENBENYANGLAOJIN。
二、养老金构成
CANBAOZHIYUAN2007NIAN1YUE1RIYITUIQUEXIU，QIEWUSHITONGJIAOFEINIANXIANDE，TUIXIUHOUANYUEJIFADEGENBENYANGLAOJINYOUDIZIYANGLAOJINHEXIAOWOSIJIAZHANGHUYANGLAOJINGOUCHENG。
CANBAOZHIYUAN2007NIAN1YUE1RIYITUIQUEXIU，YOUSHITONGJIAOFEINIANXIAN，QIEHEANYUEJIFAGENBENYANGLAOJINDE，ZAIFAJIDIZIYANGLAOJINHEXIAOWOSIJIAZHANGHUYANGLAOJINDEDIZISHANG，ZAIFAJIGUODUXINGYANGLAOJIN。
CANBAOZHIYUAN1994NIAN12YUE31RIQIANDAOCHANGSHIQING、2007NIAN1YUE1RIYITUIQUEXIUDE，JIFAGENBENYANGLAOJINSHI，CHULEDIZIYANGLAOJIN、XIAOWOSIJIAZHANGHUYANGLAOJIN、GUODUXINGYANGLAOJINYIWAIZAIFAJIGUODUXINGBUTIE。
SAN、GENBENYANGLAOJINDEPANSUAN
1、底子养老金
DIZIYANGLAOJINYUECHIDUYICANBAOZHIYUANTUIXIUSHIQUANSHENGSHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEIHEBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEIDEJUNYUNZHIWEIJISHU，JIAOFEIMEIMANYINIANFAJI1%。YONGGONGSHIBIAOXIANWEI：
DIZIYANGLAOJIN=(CANBAOZHIYUANTUIXIUSHIQUANSHENGSHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEI+BENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI)÷2×JIAOFEINIANXIAN×1%
=(U+Va)÷2×N×1%
U—CANBAOZHIYUANTUIXIUSHIQUANSHENGSHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEI;
N—CANBAOZHIYUANJIAOFEINIANXIAN;
Va—CANBAOZHIYUANTUIXIUSHIPANSUANDIZIYANGLAOJINDEBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI。 PANSUANGONGSHIWEI：
Va=Vn-1×t1
t1—CANBAOZHIYUANTUIXIUSHIPANSUANDIZIYANGLAOJINDEBENRENJUNYUNJIAOFEIRENWEIZHISHU。
BENRENJUNYUNJIAOFEIRENWEIZHISHUSHIZHICANBAOZHIYUANJIAOFEINIANXIANNEIJINIANJIAOFEIRENWEIZHISHUDEJUNYUNZHI(XIAOSHUDIANHOUBAOCUNSIWEI，DIWUWEI4SHE5RU)。DANGNIANJIAOFEIRENWEIZHISHUSHIZHICANBAOZHIYUANBENRENDANGNIANYUEJUNYUNJIAOFEIRENWEIYUSHANGNIANDUBENDIZAIGANGZHIGONGYUEJUNYUNRENWEIDEBIZHI(XIAOSHUDIANHOUBAOCUNSIWEI，DIWUWEI4SHE5RU)。
PANSUANDIZIYANGLAOJINDEBENRENJUNYUNJIAOFEIRENWEIZHISHUFENDUANPANSUAN。XIANSHIJIAOFEINIANXIANDEMEINIANJIAOFEIRENWEIZHISHUWEICANBAOZHIYUANXIANSHIJIAOFEINIANXIANNEIJINIANBENRENYUEJUNYUNJIAOFEIRENWEIYUSHANGNIANBENDI(TONGCHOUFANCHOU)ZAIGANGZHIGONGYUEJUNYUNRENWEIDEBIZHI;SHITONGJIAOFEINIANXIANDEMEINIANJIAOFEIRENWEIZHISHUAN1.0000PANSUAN。
ANSHANGSHUYAOLINGPANSUANCHUCANBAOZHIYUANXIANSHIJIAOFEINIANXIANHESHITONGJIAOFEINIANXIANMEINIANDEJIAOFEIRENWEIZHISHUHOU，JIANGGEZHISHUXIANGJIA，CHUYIXIANSHIDAOCHANGPANSUANJIAOFEIRENWEIZHISHUDENIANJI，JIWEICANBAOZHIYUANPANSUANDIZIYANGLAOJINDEBENRENJUNYUNJIAOFEIRENWEIZHISHU。PANSUANGONGSHIWEI：
t1=[(n1×1.0000)+(W1/V1+W2/V2+……+Wn-1/Vn-1)]/M1
n1—SHITONGJIAOFEINIANXIAN。
M1WEIn1+M，DANGCANBAOZHIYUANWUSHITONGJIAOFEINIANXIANSHI，n1WEILING;DANGn1BUSHIZHENGNIANSHI，n1DEZHIWEIn1DEZHENGNIANJIJIA1;
M——MDESHUZHIDENGTONGYUW1/V1+W2/V2+……+Wn-1/Vn-1GEBIZHIXIANGSHUZHIHE，CIZHONG，W1YUV1、W2YUV2……Wn-1YUVn-1YINGWEITONGYITIANRANNIANDU，XIATONG;
W1、W2……Wn-1——CANBAOZHIYUANCHUANGJIANGENBENYANGLAObob手机app保险 XIAOWOSIJIAZHANGHU(YIXIAJIANCHENGCHUANGJIANXIAOWOSIJIAZHANGHU)ZHITUIXIUSHIDEJINIANBENRENYUEJUNYUNJIAOFEIRENWEI(CANBAOZHIYUANSHENBAODETIANRANNIANDUYUEJUNYUNRENWEISHOURUJINGbobapp社保 BAOBANJIGOUKAOHEQUEDINGZHIHOUDESHUZHI);
V1、V2……Vn-1——CANBAOZHIYUANCHUANGJIANXIAOWOSIJIAZHANGHUZHITUIXIUSHANGNIANDEJINIANBENDI(TONGCHOUFANCHOU)ZAIGANGZHIGONGYUEJUNYUNRENWEI。
2、XIAOWOSIJIAZHANGHUYANGLAOJIN
XIAOWOSIJIAZHANGHUYANGLAOJINYUECHIDUWEICANBAOZHIYUANTUIXIUSHIXIAOWOSIJIAZHANGHUCHUCUNECHUYIJIFAYUESHU。YONGGONGSHIBIAOXIANWEI：
XIAOWOSIJIAZHANGHUYANGLAOJIN=CANBAOZHIYUANTUIXIUSHIXIAOWOSIJIAZHANGHUCHUCUNE÷BENRENTUIXIUNIANSHIXIANGDUIYINGDEJIFAYUESHU
=J÷y
J—CANBAOZHIYUANTUIXIUSHIXIAOWOSIJIAZHANGHUCHUCUNE
y—BENRENTUIXIUNIANSHIXIANGDUIYINGDEJIFAYUESHU
JIFAYUESHUGENJU《GUOWUYUANGUANYUMEIMANQIYEZHIGONGGENBENYANGLAObob手机app保险 ZHIDUDEJUEDING》(GUOFA[2005]38HAO)DEHUADINGSHIXING，JIAN《ZHANGHUYANGLAOJINJIFAYUESHUBIAO》(FUJIAN1)。
CANBAOZHIYUANTUIXIUSHI，QIXIAOWOSIJIAZHANGHUYANGLAOJINDEJIFAYUESHUYINGLIYONGYUBENRENBEIDAYINGTUIXIUDANGYUEYIMANZHOUSUITUIXIUNIANSHIXIANGDUIYINGDEJIFAYUESHU。
3、过渡性养老金
GUODUXINGYANGLAOJINYUECHIDUWEICANBAOZHIYUANTUIXIUSHIBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI、SHITONGJIAOFEINIANXIAN、GUODUXISHU1.3%DECHENGJI。PANSUANGONGSHIWEI：
GUODUXINGYANGLAOJIN=BENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI×SHITONGJIAOFEINIANXIAN×1.3%
=Vb×n1×1.3%
Vb—CANBAOZHIYUANTUIXIUSHIPANSUANGUODUXINGYANGLAOJINDEBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI;
n1—CANBAOZHIYUANSHITONGJIAOFEINIANXIAN。
ZAIPANSUANCANBAOZHIYUANTUIXIUSHIDEGUODUXINGYANGLAOJINSHI，BENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEIPANSUANGONGSHIWEI：
Vb=Vn-1×t2
t2——CANBAOZHIYUANTUIXIUSHIPANSUANGUODUXINGYANGLAOJINDEBENRENJUNYUNJIAOFEIRENWEIZHISHU。PANSUANGONGSHIWEI：
t2=(W1/V1+W2/V2+……+Wn-1/Vn-1)/M
4、过渡性补贴
GUODUXINGBUTIE=[(95NIANHOUDEXIANSHIJIAOFEINIANXIAN×GUODUXINGBUTIECANSHU)/DAOCHANGSHIQINGZHITUIXIUSHIDEQUANBUNIANXIAN×1%)]×(BENDISHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEI/QUANSHISHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEI)
DAOCHANGSHIQINGZHITUIXIUSHIDEQUANBUNIANXIANZHICONGDAOCHANGSHIQINGDAOTUIXIUDERILISHIJIAN，PANSUANSHIZHUNQUEDAOYUE。ZAIPANSUANSHITONGJIAOFEINIANXIANSHIBEIKOUCHUDENIANXIANHELINGQUFUXIANJINQIJIANBUJIAONAYANGLAObob手机app保险 FEIDESHIJIANKECONGDAOCHANGSHIQINGZHITUIXIUSHIDEQUANBUNIANXIANNEIKOUCHU。
GUODUXINGBUTIECANSHU：JIAN《GUODUXINGBUTIECANSHUBIAO》(FUBIAOER)，BIAOZHONGDE“ZHISHU”ZHIPANSUANGUODUXINGYANGLAOJINSHICAINADEJINIANJUNYUNJIAOFEIZHISHU;BIAOZHONGDE“SHITONG”ZHI1994NIAN12YUE31RIQIANGENJUYOUGUANHUADINGPANSUANDESHITONGJIAOFEINIANXIAN;
CHABIAOSHIZHISHUDEXIAOSHUDIANHOUBAOCUNYIWEI，DIERWEIXIANGSHANGJINWEI。RU：0.8001CHABIAOSHIAN0.9CHAZHAODUIYINGCANSHU;SHITONGJIAOFEINIANXIANCAINAJIANYUEJINNIANDEYAOLING。RU：1NIANLING1GEYUESHITONGJIAOFEINIANXIAN，AN2NIANSHITONGJIAOFEINIANXIANCHAZHAODUIYINGCANSHU。
5、2007NIAN7YUE1RIYIHOUDAOCHANGGENBENYANGLAObob手机app保险 HUOYOUQITATONGCHOUDIYUZHUANRUWOSHITONGCHOUDIQUDEZHIYUAN，TUIXIUSHIBUJIFAGUODUXINGBUTIE。
2007NIAN6YUE30RIQIANYIZAIWOSHISHIQUHUOGEXIAN(SHI)YANGLAObob手机app保险 BAOBANJIGOUCANBAODEZHIYUAN，2007NIAN7YUE1RIYIHOUZAIWOSHISHIQUHUOGEXIAN(SHI)YANGLAObob手机app保险 BAOBANJIGOUJIANXIANGHUZHUANYIDE，ANTUIXIUSHIBENDICHIDUJIFAGUODUXINGBUTIE，CIZHONGCONGGEXIAN(SHI)ZHUANYIDAOSHIQUGEbobapp社保 JIGOUBUFU5NIANDE，GENJUZHENGZHOUSHIQUCHIDUDE70%JIFAGUODUXINGBUTIE。
CANBAOZHIYUANNANBUMAN60ZHOUSUI、NVGANBUBUMAN55ZHOUSUI、NVGONGRENBUMAN50ZHOUSUITIQIANTUIXIUDE，MEITIQIANMAN1NIANJIANFAGUODUXINGBUTIE5%，DANSHIYINGONGSHANGHEGENJUTEBIEGONGZHONGHUADINGTIQIANTUIXIUDE，BUJIANFAGUODUXINGBUTIE。
SHANGKUANZHIYUANZHONG，2007NIAN7YUE1RIYIHOUCONGWOSHIGEXIAN(SHI)ZHUANYIDAOSHIQUGEbobapp社保 JIGOUBUFU5NIANDE，QIGUODUXINGBUTIEXIANGENJUZHENGZHOUSHIQUCHIDUCHENGYI70%HOU，MEITIQIAN1NIANZAIJIANFAGUODUXINGBUTIE5%。
SI、JIAOFEINIANXIANBUMANSHIWUNIANDE
CANBAOZHIYUANTUIXIUTUIZHISHI，JIAOFEINIANXIANLEIJIBUMAN15NIANDE，BUFAJIGENBENYANGLAOJIN，XIAOWOSIJIAZHANGHUCHUCUNEYICIXINGFUCHUJIBENREN;JIAOFEINIANXIANLEIJIMEIMAN1NIANZAIFAJI1GEYUEDEBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEICHIDUDESHENGCUNFEI，TINGZHIGENBENYANGLAObob手机app保险 GANXI。PANSUANSHENGCUNFEISUOLIYONGDEBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI，CANZHAOANYUEFAFANGGENBENYANGLAOJINDECANBAOZHIYUANTUIXIUSHIPANSUANDIZIYANGLAOJINDEYOUGUANHUADINGSHIXING。
WU、CANBAOZHIYUANJIAOFEINIANXIAN
CANBAOZHIYUANJIAOFEINIANXIANBAOLUOSHITONGJIAOFEINIANXIANHEXIANSHIJIAOFEINIANXIAN。SHITONGJIAOFEINIANXIANSHIZHICANBAOZHIYUANZAICHUANGJIANXIAOWOSIJIAZHANGHUQIANQIEHEGUODUHEWOSHENGYOUGUANZHENGCEHUADINGDEYILIANGONGLING，ZHONGZHONGZHESUANGONGLINGJUNBUZUOWEISHITONGJIAOFEINIANXIAN。
XIANSHIJIAOFEINIANXIANSHIZHICANBAOZHIYUANZAICHUANGJIANXIAOWOSIJIAZHANGHUHOUDANYUANHEXIAOWOSIJIAPEIHEZUEJIAONAGENBENYANGLAObob手机app保险 FEIDESHIJIAN。GEBIEGONGSHANGHUHEJIDONGJIUYEZHIYUANDEXIANSHIJIAOFEINIANXIANWEIBENRENANHUADINGJIAONAGENBENYANGLAObob手机app保险 FEIDESHIJIAN。JIARUCANBAOZHIYUANJIAOFEINIANXIANBUSHIZHENGNIANJI，JIAOFEINIANXIANJISHIZHENGNIANJIYUSHENGYUYUESHUCHUYI12DEZHIXIANGJIA。JIAOFEINIANXIANXIAOSHUDIANHOUBAOCUNLIANGWEI，DISANWEI4SHE5RU。
六、欠费阐明
CANBAOZHIYUANTINGZHIJIAOFEIHUOQIANFEI(ZHIDANYUANQIANFEIHUOXIAOWOSIJIAQIANFEI)DESHIJIAN，ZAIPANSUANBENRENJUNYUNJIAOFEIRENWEIZHISHUSHI，BUDAOCHANGPANSUAN，YEBUPANSUANXIANGYINGDEJIAOFEINIANXIAN。ZAIPANSUANJINIANBENRENJUNYUNJIAOFEIRENWEIZHISHUSHI，DANGNIANJIAOFEIWEIMAN12GEYUEDE，DANGNIANBENRENJIAOFEIRENWEIZHISHUANMAN12GEYUEDEHUANJINGPANSUAN，DANJIAOFEINIANXIANANXIANSHIJIAOFEIDEYUESHUPANSUAN。
CANBAOZHIYUANGENJUYOUGUANHUADINGZAICHUANGJIANXIAOWOSIJIAZHANGHUCONGQIANYINGDANGJIAONAYANGLAObob手机app保险 FEIERWEIJIAONADENIANXIAN，BUPANSUANWEISHITONGJIAOFEINIANXIAN。
QI、 RENJUNYUNJIAOFEIRENWEIZHISHUPANSUAN
ZAIPANSUANBENRENJUNYUNJIAOFEIRENWEIZHISHUSHI，BENDI(TONGCHOUFANCHOU)ZAIGANGZHIGONGYUEJUNYUNRENWEIHUOSHEHUIJUNYUNRENWEI，ZHIBENDI(TONGCHOUFANCHOU)DANGJUHUADINGDECANBAOZHIYUANJINIANJIAOFEI“BAODIFENGDING”SUOLIYONGDEZAIGANGZHIGONGYUEJUNYUNRENWEIHUOSHEHUIJUNYUNRENWEI;JINIANBENDI(TONGCHOUFANCHOU)ZAIGANGZHIGONGYUEJUNYUNRENWEIZAILIYONGZAIGANGZHIGONGJUNYUNRENWEITONGJIKOUJINGQIAN，RENGLIYONGYUANSHEHUIJUNYUNRENWEITONGJIKOUJING。ZAIYONGXINYAOLINGPANSUANCANBAOZHIYUANXIANSHIJIAOFEINIANXIANDEBENRENJUNYUNJIAOFEIRENWEIZHISHUSHI，DANGNIANZHISHUXIAOYU0.6DE，AN0.6PANSUAN;DANGNIANZHISHUDAYU3DE，AN3PANSUAN。
KUATONGCHOUDIQULIUTANGZHUANYIYANGLAObob手机app保险 GANXISHI，ZHUANCHUDIQIYEYANGLAObob手机app保险 BAOBANJIGOUYINGJIANGQIBENRENZAIBENTONGCHOUDIQUJINIANDEJIAOFEIRENWEIYIJIBENDIJINIANDEZAIGANGZHIGONGJUNYUNRENWEI(SHEHUIJUNYUNRENWEI)、JIAOFEIZHISHUDENGYOUGUANHUANJING，YIBINGZHUANYIJIESHAOJIBEIZHUANYIDIYANGLAObob手机app保险 BAOBANJIGOU。CANBAOZHIYUANTUIXIUSHI，ZHUANYIDEJIAOFEIZHISHUZUOWEIPANSUANYANGLAOJINDEYIJU。BENWENXIAFAQIANKUATONGCHOUDIQULIUTANGDEZHIGONG，YANGLAObob手机app保险 GANXIZHUANYIHEZHISHUDEPANSUANANYUANHUADINGSHIXING。
八、养老金付出
DIZIYANGLAOJIN、GUODUXINGYANGLAOJINJIGUODUXINGBUTIEYOUSHEHUITONGCHOUJIJINFUCHU;XIAOWOSIJIAZHANGHUYANGLAOJINCONGXIAOWOSIJIAZHANGHUZHONGFUCHU，XIAOWOSIJIAZHANGHUBUFUFUCHUSHI，YOUSHEHUITONGCHOUJIJINFUCHU。CANBAOZHIYUANYUNMINGHOU，XIAOWOSIJIAZHANGHUCHUCUNEZHONGXIAOWOSIJIAJIAOFEIBUMENBENXIYUEYICIXINGFUCHUJIYUNMINGZHESHENGQIANZHIDINGDESHOUYIRENHUOFADINGJIXUREN，XIAOWOSIJIAZHANGHUZHONGDEBIEDEBUMEN，BINGRUSHEHUITONGCHOUJIJIN。DIAOJIEZENGZHANGTUIXIUZHIYUANGENBENYANGLAOJINSHI，DIAOJIEZENGZHANGDEYANGLAOJINCONGSHEHUITONGCHOUJIJINZHONGFUCHU。
九、其他阐明
ZAITONGJIBUMENSHANGWEIXUANBUSHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEIZHIQIANDAODAFADINGTUIXIUNIANSHIDECANBAOZHIYUAN，LAODONGBAOZHANGXINGZHENGBUMENYINGSHISHIWEIQIGUANLITUIXIUSHOUXU。SHEHUIbob手机app保险 BAOBANJIGOUKEXIANANSHANGSHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEIWEIQIPANSUANBINGYUFUGENBENYANGLAOJIN，DAISHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEIXUANBUHOUZAIWEIQIBUSUANCHAEBUMEN，BINGSHISHIYUYIBUFA。
SHI、TUIZHIZHIYUANSHENGCUNFEIDEJIFAYAOLINGBIZHAOBENGUANZHAOYOUGUANHUADINGSHIXING。
CIZHONG，CANBAOZHIYUANTUIZHISHINIANSHIXIAOYU40ZHOUSUIDE，PANSUANXIAOWOSIJIAZHANGHUYANGLAOJINSHISUOLIYONGDEJIFAYUESHU，KEZANLIYONGGUOFA[2005]38HAOWENJIANHUADINGDETUIXIUNIANSHIWEI40ZHOUSUIDEJIFAYUESHU。
SHIYI、DAOCHANGCHENGZHENQIYEZHIGONGGENBENYANGLAObob手机app保险 DEZHIYUAN，TUIXIUHOUJUNANBENYIJIANJIFAGENBENYANGLAOJIN。
SHIER、 “TONGZHANGLIANHE”HOUDAOCHANGSHIQINGQIEJIAOFEINIANXIANLEIJIMAN15NIANDEZHIYUAN
“TONGZHANGLIANHE”HOUDAOCHANGSHIQINGQIEJIAOFEINIANXIANLEIJIMAN15NIANDEZHIYUAN，TUIXIUHOUANYUEFAJIGENBENYANGLAOJIN，GENBENYANGLAOJINYOUDIZIYANGLAOJINHEXIAOWOSIJIAZHANGHUYANGLAOJINGOUCHENG。“TONGZHANGLIANHE”QIANDAOCHANGGONG ZUO，BENYIJIANSHIXINGTUIQUEXIUQIEJIAOFEINIANXIAN(HANSHITONGJIAOFEINIANXIAN，XIATONG)LEIJIMAN15NIANDEZHIYUAN，ZAIFAJIDIZIYANGLAOJINHEXIAOWOSIJIAZHANGHUYANGLAOJINDEDIZISHANG，ZAIFAJIGUODUXINGYANGLAOJINHEGUODUXINGDIAO JIEJIN。
SHISAN、DIZIYANGLAOJIN、XIAOWOSIJIAZHANGHUYANGLAOJIN、GUODUXINGYANGLAOJIN、GUODUXINGDIAOZHIJINFENBIEANXIALIEYAOLINGPANSUAN：
(YI)DIZIYANGLAOJINYUECHIDUYIBENDISHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEIHEBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEIDEJUNYUNZHIWEIJISHU，JIAOFEIMEIMAN1NIANFAJI1%。PANSUANGONGSHIWEI：DIZIYANGLAOJIN=(CANBAOZHIYUANTUIXIUSHIBENDISHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEI+BENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI)÷2×JIAOFEINIANXIAN×1%
(ER)XIAOWOSIJIAZHANGHUYANGLAOJINYUECHIDUWEIXIAOWOSIJIAZHANGHUCHUCUNECHUYIJIFAYUESHU。PANSUANGONGSHIWEI：XIAOWOSIJIAZHANGHUYANGLAOJIN=CANBAOZHIYUANTUIXIUSHIXIAOWOSIJIAZHANGHULEIJICHUCUNE÷JIFAYUESHU
(SAN)GUODUXINGYANGLAOJINYUECHIDUYIBENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEIWEIJISHU，“TONGZHANGLIANHE”QIANDEJIAOFEINIANXIANMEIMAN1NIANFAJI1.2%。PANSUANGONGSHIWEI：GUODUXINGYANGLAOJIN=BENRENZHISHUHUAYUEJUNYUNJIAOFEIRENWEI×TONGZHANGLIANHEQIANDEJIAOFEINIANXIAN×1.2%
(SI)GUODUXINGDIAOZHIJINYIBENDIXIANXINGCHIDUWEIJISHU，2006NIANZHI2014NIANTUIXIUDEANKENDINGBILIJIFA。2015NIANJIYITUIQUEXIUDE，BUZAIFAJIGUODUXINGDIAOZHIJIN。
ANSHANGSHUYAOLINGJIFAGENBENYANGLAOJINSHI，TONGZHANGLIANHESHIJIAN、JIAOFEINIANXIAN、BENDISHANGNIANDUZAIGANGZHIGONGYUEJUNYUNRENWEI、ZHISHUHUAYUEJUNYUNJIAOFEIRENWEI、XIAOWOSIJIAZHANGHUYANGLAOJINJIFAYUESHU、GUODUXINGDIAOZHIJINJIFABILI，AN《GUANYUGEXINQIYEZHIGONGGENBENYANGLAOJINJIFAYAOLINGYOUGUANTIMUDEBIAOMING》(JIANFUJIAN)SHIXING。
SHISI、WEILEBAOCHIBAOCHOUCHENGDUANWENGUODU，SHELI3NIANGUODUQI。
ZAIGUODUQINEIGENJUXINYAOLINGPANSUANDEGENBENYANGLAOJIN，DIYUYUANYAOLINGDE，CHAEBUMENYUYIBUQI。GAOYUYUANYAOLING DE，2006NIANTUIXIUDEFAJICHAOGUOBUMENDE30%; 2007NIANTUIXIUDEFAJICHAOGUOBUMENDE70%;2008NIANTUIXIUDEFAJICHAOGUOBUMENDE90%。2009NIANYITUIQUEXIUDE，GENBENYANGLAOJINANXINYAOLINGPANSUAN。GUODUQIMANHOUANXINYAOLINGPANSUAN DEGENBENYANGLAOJINRENGDIYUYUANYAOLINGDE，CHAEBUMENYUYIBUQI。